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This report is not intended to be and should not be construed as investment advice. This report is published solely for informational purposes, and is not a prospectus or other similar informational material. This report does not constitute an offer or solicitation to purchase or sell securities of any type.  Atlas Asset Management makes no representation or warranty of any kind.  Atlas Asset Management and/or its respective employees, directors, officers and agents assume no liability of any type for any loss or damage related to the use or reliance of this report.  All investing is subject to risk.   You should consult your investment adviser.